At Central Bank of Georgia, Your Funds are Insured by the FDIC and Your Information is Protected by the Latest Technology

 Security is a major concern for every investor as it should be. The point, of course, is that we¹re dealing with YOUR money. And while the Internet has created millions of jobs and provided instantaneous access to financial information 24-hours a day, it also is the focus of suspicion. Specifically, online banking often conjures up images of hackers and black-cloak operations, manipulating hundreds of computers and databases while embezzling millions of dollars in funds at the whim of a few. While this makes great fodder for movies and television, this suspicion is far from the truth. In reality, the United States Banking System is one of the most secure institutions anywhere.

In addition to dealing with a banking institution almost a century old, you can have peace of mind knowing that your funds are FDIC-insured up to $100,000 per depositor. Central Bank of Georgia has also implemented the latest technology to protect your personal information and privacy, and to provide you the most secure online banking experience anywhere. As noted by our Privacy Statement, we will not share your information with anyone not directly related to the bank unless required to do so by law. The following information provides further details about our security measures which protect you and your informational privacy as a customer of Central Bank of Georgia:

Secure Communications
 Central Bank of Georgia is extremely cautious when communicating with you about your account and other personal financial information. Because of this, we communicate with you via secure email. Data is encrypted as it travels from our network servers to and from your PC. Encryption is accomplished through "Secure Sockets Layer" or "SSL" which is the de facto standard for data encryption on the Internet. This means your sensitive financial information cannot be deciphered by unauthorized individuals.

Secure Login
 Once your account is opened, we assign you a User ID and password that are unique to you. They are stored in a protected, secure environment that isolates them from the potential threats over the Internet. In addition, because passwords can vary from six to eight characters, the chance of randomly guessing a password is less than one in 1,000,000,000,000. (That's 1,000 billion!).

Secure Environment
 Central Bank of Georgia¹s online banking system does not connect directly to the Internet. It is protected by a series of "firewalls" ­ an interface that reviews requests for access and only approves those requests that are authorized ­ much like a guard booth at a military base. Consisting of both software and hardware, firewalls define, control and limit the access "outside" computers have to the bank's internal computers.

Secure Reviews
 Central Bank of Georgia continuously monitors and audits all transactions originating from or outbound to the Internet. We operate with all the rules and regulations of banking and bank security as set forth by the Federal Deposit Insurance Corporation (FDIC) and Office of Thrift Supervision. We are committed to ensuring that our customers¹ privacy and personal information is protected from unauthorized access, irrespective of the source.

      
Copyright© 2003 Central Bank of Georgia, Member FDIC.